If I am responsible for any premiums, how will the deductions work with my PERS check?

You will receive your pension check through PERS at the end of each month, and premiums are deducted one month in advance.  So the deduction coming out of January’s PERS check is for February’s premium; February’s deduction pays for March’s premium, etc.  When you first retire, you will be responsible for submitting your portion of the first month’s insurance premium to Human Resources along with the completed Retiree Health Benefits application.  The exact amounts (which are sometimes pro-rated) will be calculated for you by our Benefits Specialist.